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CoreFirst Bank & Trust has a long history of safeguarding our customers’ private financial information. We are committed to upholding that tradition. We want you to understand what information we collect and how we use it. Our guidelines do protect the privacy of our customers and help to protect against fraud while serving customer needs for new, better and less costly financial products and services. The following serves as standard for all CoreFirst Bank & Trust employees for collection, use, retention and security of nonpublic personal information.
Information We Collect
We may collect “nonpublic personal information” about you from the following sources:
· Information we receive from you on applications or other loan and account forms such as your name, address, social security number, assets and income
· Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions and credit card usage
· Information we receive from third parties such as credit bureaus, regarding information such as your credit worthiness and your payment history
“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and overdraft history.
Information We Disclose
We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with companies related to us by common control or ownership (“affiliates”). We do not share non-experience or non-transactional information about you or your account (such as information we receive from you in applications and information from credit reporting agencies) with our affiliates.
We take steps to safeguard customer information. We restrict access to your personal and account information to those of our employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Marketing Services and Joint Marketing Arrangements
We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements.
CoreFirst Bank & Trust
3035 SW Topeka Blvd.
Topeka, KS 66611
Questions and Answers:
CoreFirst Bank & Trust is committed to protecting your financial privacy. We understand that you may have some questions about how and why CoreFirst Bank & Trust collects, uses and protects information. Some frequently asked questions are listed below:
Q: Does CoreFirst Bank & Trust sell or trade my information to telemarketers?
A: No. CoreFirst Bank & Trust has not and will not sell information to outside companies.
Q: Are there any outside companies with whom you share information?
A: Yes, but just for business purposes. We use outside vendors to help us maintain your account by doing such things as printing checks, processing account transactions, providing technological assistance and helping us offer products and services tailored to fit your financial needs. By using outside vendors, we can keep our costs down and operate more efficiently.
Q: Who has access to my financial information?
A: We have strict internal policies against unauthorized used or disclosure of customer information. Customer information is accessed only by employees who need it to conduct your financial affairs.