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Personal Savings Account and CD Rates
Statement SavingsRateAPY*
Entire Balance .02%.02%
*Annual Percentage Yield (APY) is in effect as of 9/26/2016. This is a variable rate and subject to change at any time after account opening. Offer is non-transferable and may be modified or discontinued at any time without notice. Fees could reduce account earnings. Available for personal accounts only. See account disclosures for transaction limitations. Member FDIC
Money Market Preferred PlusRateAPY*
Under $10,0000.05%0.05%
$10,000 - $24,999.990.05%0.05%
$25,000 - $49,999.990.05%0.05%
$50,000 - $99,999.990.05%0.05%
$100,000 or more0.05%0.05%
*Annual Percentage Yield (APY) is in effect as of 9/26/2016. This is a variable rate account. Rates may change at any time without prior notice. Fees could reduce earnings on account. Minimum opening balance is $1,000.00. Rates listed apply to personal accounts only. You are limited to six(6) transfers and/or withdrawals from your account per statement cycle. A transfer is a pre-authorized transfer, including an automatic transfer through Internet Banking or telephone voice response (CBIL), bill paying transfer to third party, ACH transfer to a third party, debit card transaction or a check written to a third party. There are no limitations on the number or dollar amount of deposits or withdrawals initiated by a withdrawal in-person at a teller station, a withdrawal through an automated teller machine (ATM). Member FDIC


Certificate of Deposit Rates as of 9/26/2016

                   CD Term Min. Deposit Interest Rate APY*
 1 Month $1,0000.05%0.05%
 2 Months $1,0000.05% 0.05%
3 Months $1,0000.10% 0.10%
6 Months $1,0000.10% 0.10%
8 Months$1,0000.15%0.15%
 9 Months $1,0000.15% 0.15%
11 Months$1,0000.25%0.25%
1 Year $1,0000.25% 0.25%
 1.5 Years $1,0000.50% 0.50%
 2 Years $1,0000.70% 0.70%
 2.5 Years $1,0000.80% 0.80%
32 Month Option $1,0001.00% 1.01%
3 Years $1,0001.10% 1.11%
4 Years $1,0001.25% 1.26%
5 Years $1,0001.50% 1.51%

*Annual Percentage Yield. Annual Percentage Yields are valid as of 9/26/2016. These rates may change at any time without prior notice. Interest rates are fixed for term of CD. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.       Member FDIC



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