Ideal for businesses who require flexibility and online options to help with money management. Commercial Checking has a low monthly maintenance fee and low transaction fees. Your business may be eligible for our earnings credit program which can help offset monthly fees.


Account Tools Available:


  • $100 minimum to open    
  • Monthly service charges can vary dependent on the needs of your business, our standard charges include:        
    • Maintenance fee - $10            
    • Charge per check - $0.16 for each check paid            
    • Charge per deposit item – On us $0.05, all other $0.10            
    • Charge per ACH debit or credit - $0.05            
  • Monthly earnings credit2 may offset monthly maintenance fees

Included with Your Account: 

Ready to make a switch?

contact-us Call 1.800.280.0123 or 785.267.8900  

LOCATION_ICON Stop by any branch location

INTERNET_BANKING_ICON Email a Business Banker

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Subject to application and credit approval.
2 Earnings Credit - Some of our commercial accounts are eligible for an earnings credit that is applied toward their monthly service fee. The earnings credit is calculated by computing your average collected balance for the month less 10% reserve requirement and multiplying the figure by the current Earning Credit Rate. The figure is divided by 12 (months) to arrive at an earnings credit. By maintaining a larger balance, you may eliminate, or offset, the service fees on your account.
Transactions restricted by the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA) are prohibited from being processed through this commercial account. This prohibition became effective on June 1, 2010. Additional information can be obtained at 1.800.280.0123.