Deposit Agreements and Disclosures
Important Account Definitions
CoreFirst Routing Number
101100728
Overdraft and NSF Balance Info
The balance used to determine whether an item may be charged an overdraft or NSF funds fee is the Current Balance at time of posting less any holds. Holds can include deposit holds where funds availability may be delayed or transactional holds such as debit card PreAuthorizations.
Item Posting Order
Checks are posted in serial number order, all other debits are posted in the order shown below. Multiple debits of the same type of transaction are posted smallest to largest amount.
The below items are posted as they are received:
- Outgoing Domestic Wire Transfer Debit
- Deposit Correction
- Outgoing Foreign Wire Transfer Debit
- Returned Deposit Item
- Force Posted Debit
- Force Paid ACH Withdrawal
- ACH Debit Adjustment
- Transfer Withdrawal (initiated by bank per customer request)
- Automatic Loan Payment (initiated by bank per customer request)
- Miscellaneous Debit
The below items post after the items listed above:
- CoreFirst ATM W/D
- Debit Card W/D
- Non CoreFirst ATM W/D
- CoreFirst ATM Transfer
- Non CoreFirst ATM Transfer
- ISA Fee
- Cashed Check
- Automatic Loan Payment (initiated via digital services)
- Transfer Withdrawal (initiated via digital services)
- ACH W/D
- Withdrawal
- Check
- Account Link/Sweep Transfer Debit
- ATM Fee
- Interest Charge on Negative Funds
- Backup Withholding
